I remember a few years ago (bc- Before children) , I used to plop my happy tail on the sofa and read for hours and hours... The electicity bill was lower and my vocabulary was alot richer. Now? I'm lucky if I can get a few pages in at the end of the day while trying to get myself into a state of relaxation.
After I've passed on cigarettes, I've been looking for more ways to hold on to cash and well... judging from January's electric bill the next logical step is to curb some unneccessary utility bill spending. While I confess to not being too enamored of having a stranger care for her, I do feel having her in daycare will curb several bills at home (no more having to turn on TV, heat, etc.) as well as extend her interpersonal contacts But ohhh.. how to let go?

I've picked up several books that cope with this similar issue as well as personal finance literature at the trusty ole' library. While I've yet to read Churchill's Vinegar Tom for my Lit Class- I can' pretty much summarize all pre-requisites for picking the right mutual fund and just how valuable a Roth IRA can be to a sinking portfolio lol. Don'tcha just love priorities!