Sooo I've been taking out scores of financial books from the tusty ol' library in hopes of becoming a guru... duh? After listening to the doomsday lecture of American Economy from a liberal professor yesterday, I shivered as I reviewed each page of notes while ingesting a cup of hot cocoa (with Soy milk yumm LOL)...

"There is a chance that out of all 43 of you", the teacher barked at us from his mighty pulpit... "only one of you MIGHT become wealthy."
"You are all just deluding yourselves."
We were even treated to a little autobiographical tidbit that kinda caught us off guard- (then again seniors are never caught off guard.. we just become pleasantly surprised.)
"I lived in a trailer (PC alternative: Mobile Home) in Florida with my parents and siblings", he added.
Judging from his state of dress... sure.. he's hip... he's cool... he's super Prof!!
"I got my PhD and am teaching here... rich? No way jose!!"
I think he expected us to nod our heads in acquiescence. We were all just numb from the financial accusations lol.

But back to my frugal anecdote du jour:
Hubby and I opened up two Roth IRAs yesterday. You'd think that will all my researching, I'd know what questions to ask... bleah!
So now I feel like I usually do when I walk out of the grocery store... you know...when you leave the store and just as you get home you suddenly remember WHAT you were going there to buy in the first place... and you've bought everything else in the store EXCEPT that object?!!
Ughhh..

I didn't ask:
Whether this was a load or no load fund (which I suspect out of both, it will be the one with the highest fees.. commissions first!)
A prospectus of this amazing moderate portfolio
The names of the fund managers (so I can check up on them using the trusty ol' comp)
Morningstar rating & symbol name (i'm supposed to get the info in the mail)

These questions clawed at my gut since I've opened my eyes this morning.. and I fully intend to barrage the broker come 0900 hours on the dot.
Wish me luck

-AW