One thing I like about being the household accountant/financial planner/bill guru.... if i'm not happy with my budget, I can tear it right up and make another one!
(and that's exactly what i'm doing right now!)
So it's 5am and i'm just about the only human awake thinking about bills lol... could be worse right

Since saving TOO much money will wind up hurting my budget, I've decided to apply a percentage of leftover loot into the lowest balance (aka the snowball effect)


BEFORE: Savings account 340.00/mth
AFTER: SNOWBALL 200.00 / FUNDS 140.00

Here's the list:


Student Loan 1