I almost caved in and bought a pack of cigarettes yesterday. Funny though, I wasn't under stress or panicking (the usual culprits for a relapse)- I just asked the cashier for a pack of Marlboro Lights. As he was reaching up to grab a pack, I told him nevermind and he just looked at me kinda confused. When I walked out of the store I pondered my request for a few hours.. trying to pinpoint what triggered the question.
Even if I would have attempted to get the pack.. I didn't carry enough to buy it LOL. I left all my cash and cards at home (got WIC items for my daughter so it's still a no spend day yayyy) and walked to the store so I wouldn't overspend... go figure?
Anywhoo... I have re-vamped the April Budget and it pinches a little more as I am depositing extra money into the emergency fund cash account. Here are the estimates:
Emergency fund:100.00
Birthday/ Seasonal gift fund:100.00
Quarlerly expenses fund: 200.00
Leftover Total: 200.00
A bit depressing since last month I had over 1000.00 left over from the bills but I plain forgot to put these three funds into my equation. Of course, I have calculated my envelope money into the Bill Equation. It serves as the "pay yourself first" portion of bill payments.
Will Power.. and the new budget for April.
March 26th, 2005 at 02:22 pm