Moving to Northern California wasn't the easiest. Everything out here is ridiculously overpriced- especially real estate! When we moved up here, I managed to get a job part time at a college to add a little bit of money here and there to an exhausting budget. That was about a year and a half ago.

Fast forward to 2016 and I am now working full time. I actually love my job and the fact that I'm making a lot more than I did back home in the ole' big apple. Though this thankful increase of funds could not have come at a better time, now we are faced with a tough decision.

Housing: Rent/Own?

After all the bills are paid, we are left with approximately 1500 dollars to squirrel away, spend, or invest. Not much relief considering hubby's impending retirement will set us back about $1K monthly. Our current living quarters are provided by the military - a vastly under-appreciated commodity if you ask me. I'll have to come up with a plan to solidify living quarters asap!

Today I get to sit down with a financial planner for an hour to map out my 401K. I'm super excited - got my columnar pad with me filled with all the pertinent data- should be a breeze