DH and I got a huge tax return this year. It was a lovely surprise to see the money in our account this morning.. that is before I paid off two ugly credit cards that were taking 22% finance charge(Mental Note: Never fall for Store cards again!) every month. Hubby's calling me Penny (since I'm getting into the habit of penny-pinching) but I don't mind-really. I've managed to save money in ways I hadn't considered before- and it feels GRREAT!

Unfortunately hubby's itching to go out tonight and I don't have the heart to tell him I'm not up to it. Usually when we hit the town, we spend hundreds without thinking of budgets. Ugh dilemma!!

Well I'm off to do the motherly-duty

2/7 No spending Days (Though I'm almost certain tonight I'll spend at least one dollar knowing my previous badddd shopping habits!)